Medical aid application contribution audits · South Africa

Know what your contribution should be.

We independently check medical scheme application details, income-band calculations, dependant status and quoted contributions—then explain any discrepancy in plain language.

Financial reviewer examining medical aid application documents
A careful second reading

Checks built around the application

We compare the figures and declarations that drive a medical scheme quote, without selling a scheme or replacing regulated financial advice.

Family members discussing contribution documents at a table
Targeted document check · 2–3 business days

Dependant status contribution check

A narrow check for age, student status, relationship category or effective-date changes affecting one dependant's contribution.

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Payroll colleagues comparing group contribution records
Scoped employer review · Quoted after sample assessment

Employer group contribution reconciliation

For HR and payroll teams that need a documented comparison of enrolment records, scheme invoices and employee deductions.

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Calculator, pen and financial records used in an application audit
Document review and findings call · 3–5 business days

Full application contribution audit

We reconcile member details, dependant categories, income evidence, option selection and contribution tables, then issue a written finding.

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Advisor and client reviewing paperwork together
Independent by design

A written finding you can use

Each flagship review traces the contribution from information supplied on the application to the amount quoted. Where a number does not reconcile, we identify the question to put to the broker, employer or scheme administrator.

“The dependant category was the small detail we had missed. The report did not promise a saving; it showed us exactly what to ask payroll to correct.”

— Nandi M., employer-group application review